The Values Behind Our Lending: Access, Trust, and Resilience

Every financial system carries values, whether they are stated or not.

The question is not whether lending shapes the future of psychedelic facilitation, but which principles are allowed to guide it.

At Inner Guru, our lending model is built on three core values: access, trust, and resilience. These are not abstract ideals. They are practical commitments that shape how capital moves, how relationships are held, and how psychedelic care is sustained over time.

We chose these values because psychedelic facilitation does not exist in isolation. It is rooted in Indigenous lineages, community accountability, and long histories of exclusion from formal systems. Any financial infrastructure built around this work must honor those realities rather than erase them.

Access

Access determines who is able to step into facilitation, who is able to train, and which communities ultimately receive care. Historically, psychedelic facilitators have been excluded from traditional financing due to stigma, regulation, and risk frameworks that fail to understand the field.

Our commitment to access means building pathways where none previously existed. It means lowering structural barriers without lowering standards. It means recognizing that exclusion is not neutral and that financing decisions shape whose voices and practices are able to endure.

We explore this more fully in The Access Problem: Financing the Future of Psychedelic Facilitation, where we examine how lending systems influence equity, continuity, and care.

Trust

Psychedelic work depends on trust at every level. Clients trust facilitators with their safety and vulnerability. Facilitators trust lineages, training, and ethical frameworks. Financial systems must meet that same standard.

Too often, lending erodes trust through opacity and imbalance. Hidden fees, shifting terms, and extractive incentives fracture relationships and undermine sustainability. We believe trust must be designed into financial systems from the beginning.

At Inner Guru, trust means clear language, transparent terms, and shared accountability. It also means honoring the Indigenous roots of psychedelics, where trust is built through relationship and reciprocity rather than leverage.

Our approach to trust is explored more deeply in Trust as Currency: Building Transparent Lending for Psychedelic Facilitators.

Resilience

Access and trust open doors, but resilience is what allows practices to endure.

Psychedelic facilitation requires long horizons. Training, integration, community care, and ethical responsibility cannot be rushed. Financial systems that demand constant extraction or short-term performance undermine this work.

Resilience means supporting facilitators beyond the moment of a loan. It means encouraging steady practices, adaptability, and preparedness so care can continue through inevitable changes and challenges.

We write more about this in Beyond the Loan: Financial Practices That Sustain Psychedelic Facilitators, where we explore how financial resilience protects both facilitators and the communities they serve.

Values as Infrastructure

Access, trust, and resilience are not marketing language for us. They are the infrastructure of our lending model. They guide how we structure loans, how we relate to facilitators, and how we steward capital in partnership with funders and donors.

When finance reflects these values, it becomes more than a transaction. It becomes a form of care.

For facilitators, this means being supported with dignity and clarity.
For funders, it means knowing capital is aligned with ethical responsibility.
For the public, it means a psychedelic ecosystem built for continuity rather than extraction.

These values are not static. They are practices we return to, refine, and hold ourselves accountable to as this field evolves.

If you would like to explore each value in more depth, the section headings above link directly to the corresponding essays. Together, they outline the financial foundation we believe psychedelic facilitation deserves.