Trust as Currency: Building Transparent Lending for Psychedelic Facilitators

In psychedelic care, trust is foundational.

Facilitators build it with clients every day through safety, presence, and ethical responsibility. Trust is what allows people to enter vulnerable states and what holds the integrity of the work. Without it, psychedelic care cannot exist.

Trust in psychedelic care is also ancient.

Psychedelics carry deep Indigenous roots, shaped by lineages that have held these medicines with reverence, restraint, and communal responsibility for generations. In many Indigenous traditions, trust is built through relationship, accountability, and benefit-sharing rather than transaction or extraction. Any modern system built around psychedelics, including finance, carries a responsibility to reflect those values rather than override them.

Yet many financial systems operate in direct opposition to this ethic. Lending is often opaque by design, with hidden fees, shifting interest rates, prioritized demographics, and terms that value leverage over relationship. For facilitators working in an emerging field that has already endured criminalization and exclusion, this approach erodes trust before it can be formed. This is not simply a design flaw. It is a breach of relationship.

At Inner Guru, we approach lending as a relational practice.

We believe trust itself is a form of currency and that it must be earned through clarity and consistency. Our loan agreements are written in accessible language. Our terms are transparent and stable. There are no hidden penalties or surprises. Facilitators are able to see the full structure of an agreement before they commit, and funders are able to see how capital is stewarded over time.

Trust also requires accountability.

Once launched, we will publish reports on our loan funds, and make our financial commitments visible to the public. These practices are not symbolic. They are how we align modern financial tools with values rooted in trust and care.

For facilitators, trust also means being trusted.

Many have been told that financial systems are not built for them or that they represent unacceptable risk. Transparent lending challenges that assumption. It recognizes facilitators as capable stewards of both psychedelic medicine and resources, able to build sustainable practices when given fair and intelligible support.

For funders and the public, trust means knowing that capital is not only expanding access to psychedelic care, but doing so in a way that honors its origins and responsibilities.

When finance reflects the relational ethics at the heart of psychedelics, it becomes a tool for continuity rather than disruption.

In a world where money often fractures trust, we are committed to a different model. One where financial systems are designed to support relationship, accountability, and long-term care. Without trust, money is hollow. With it, finance can help carry psychedelic work forward with integrity.